Retirement Planning

22nd December 2015 By cprogress 0

Elliot Fletcher specialises in post and pre-retirement planning. Elliot Fletcher has a long track record in helping clients achieve their objectives in order to provide target funds for their retirement and an income that matches their expectations.

We identify all our clients’ individual requirements in order to provide a solution and strategy for them to work with and then monitor this an ongoing basis.

With the introduction of Stakeholder Pensions in April 2001, it is vital that any arrangements taken out prior to this date are reviewed as you may be paying excessive charges.

Elliot Fletcher believes that clients who have funds below £75,000 should have a Stakeholder Pension Plan.

Our business model is designed to ensure that we treat all customers fairly, follow the new Retail Distribution Review and ensure all our clients mutually benefit from our advice.

The review for our clients is that if they have funds between £75,000 and £150,000, we will use Personal Pensions to provide a wider diversification on investment range.

The final part of our overall planning is that we recommend a Self-Invested Personal Pension for clients with over £150,000 and depending on their attitude towards risk, look at outsourcing the Discretionary Management of these to specialised professional Managers.

In addition to this, Elliot Fletcher works and has great expertise on:

  • Final Salary Schemes
  • Occupational Money Purchase
  • Executive Pensions
  • Small Self-Administered Schemes